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Your Data

Here's exactly what happens with your information.

What We Collect​

Account Information​

  • Email address and/or phone number
  • Display name you choose
  • Profile photo (optional)

Financial Data​

  • Account balances
  • Transaction history (up to 12 months)
  • Account names and types

Usage Data​

  • How you use the app (which features, when)
  • Device type and browser
  • Crash reports and errors

What We DON'T Collect​

  • ❌ Your bank login credentials
  • ❌ Social Security number
  • ❌ Government ID
  • ❌ Credit score (we don't check it)

How We Use Your Data​

DataPurpose
Financial dataShow your dashboard, generate insights
Email/phoneLogin, important notifications
Usage dataFix bugs, improve the app

What We'll Never Do​

  • ❌ Sell your data — Never. To anyone. Ever.
  • ❌ Share individual data — Your finances are yours alone
  • ❌ Show you ads — We don't have advertisers
  • ❌ Use data for credit decisions — We're not a lender
  • ❌ Train AI on your data — Your data generates YOUR insights only

Your Rights​

Download Your Data​

Get a copy of everything we have:

  1. Go to Settings → Privacy
  2. Click Download My Data
  3. Choose format (CSV or JSON)
  4. Get a download link via email

Delete Your Data​

Remove everything permanently:

  1. Go to Settings → Account
  2. Click Delete Account
  3. Confirm deletion
  4. All data is removed within 30 days

Opt Out of Analytics​

Turn off usage tracking:

  1. Go to Settings → Privacy
  2. Toggle off Usage Analytics

Turn Off AI Insights​

Stop AI analysis of your finances:

  1. Go to Settings → Privacy
  2. Toggle off AI Insights

Data Retention​

DataHow Long We Keep It
Account infoUntil you delete your account
Transactions12 months rolling
Deleted account dataRemoved within 30 days
BackupsRotated out within 90 days

Third-Party Sharing​

We share limited data with:

Banking Partners (Stripe/Plaid)

  • Your bank selection
  • Connection tokens
  • NOT your password, NOT your financial data

Infrastructure (Google Cloud)

  • Encrypted data storage
  • They can't read your data

Analytics (optional, anonymized)

  • Aggregated usage patterns
  • No individual financial data

That's it. No advertisers. No data brokers. No selling.

California Residents (CCPA)​

You have the right to:

  • Know what data we collect
  • Delete your data
  • Opt out of data sales (we don't sell, but you can opt out anyway)
  • Not be discriminated against for exercising these rights

To exercise these rights, email privacy@antfinance.app.

Questions?​